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eMoney by ACT is an additional card service that can be included in any card scheme to create a single card with multiple functions. It is designed to pay for the small things in life, making life easier for the card holder and creating efficiencies for scheme operators.

Features
  • Works with HOPS to enable cashless ITSO journeys
  • Loads eMoney at retail or point of service outlets
  • Supports online top-up and account management
Technical notes
  • Requires a host service
  • Reads cards with an RFID terminal or reader
  • Deducts transaction value at the terminal then updates the eMoney host system
  • Manages financial settlement with the merchant's bank via the host system
Solutions using eMoney

Industry view

Arriva
"For the first time ever, passengers will be able to make online top-ups to ITSO cards for pay-as-you-go travel on Arriva buses in Bolton. It adds a completely new level of flexibility to bus travel."

Phil Stone

MD, Arriva North West

Ceri

CERI

Head of Learning and Development

"The Bolton project was the UK's first ITSO enabled multi-purse scheme and has proven the benefits of exploiting smart card technology to provide multiple services on a single card."

Why ACT?

We built the acclaimed sQuid eMoney platform, so we know what it's all about . Now we're bringing this experience to all of our solutions, from transport to tourism.